We have designed this process to give you (and us) a framework for making an educated and informed decision about working together. Of equal importance, you will finish this process knowing exactly where you stand in the four key areas of retirement success.
For people who are potentially a good fit for our firm, there is no cost or obligation for this process as we want you to know exactly how we can help you before you pay us a single dollar in fees or trust us with a penny of your nest egg.
Cool Timeline
Step 1 – Initial Phone Meeting
Before committing your time or ours, this 15-minute phone call will give us both a chance to make sure your situation matches our expertise.After all, you wouldn’t see a Podiatrist if you needed heart surgery.
If we aren’t a good fit for each other we will gladly introduce you to a firm who is better suited to your needs.
Step 2 – First Office Meeting
Prescription without evaluation and diagnosis is malpractice.
The goal of this meeting is to get perfectly clear on your goals, concerns and unique financial situation.
Your answers to our questions, along with the documents we requested you bring, will guide our analysis, which will result in plain-English answers to four critical questions.
Step 3 – Sleep On It
Having been in business for many years, we are in no rush for you to make a decision. Prior to deciding whether we should work together, you will want to answer the following questions:
- Do I like/trust/respect the team at Hicks & Mann?
- Will the benefits they provide exceed their cost?
- Do I understand and agree with the expectations set in the first meeting?
- Does Hicks & Mann understand my goals and do I believe they can help me achieve them?
*While we would love to work with you, if you decide that it’s not a good fit we will wish you all the best and every success. In other words, there is never a hard-sell or pressure to say yes.
Step 4 – Onboarding
This step can take anywhere from 1 month to 3 months. In this step we spend a lot of time establishing accounts, consolidating accounts, gathering additional data, building out a retirement plan, lifetime tax plan, estate plan, and a cash flow analysis.
Step 5 – Our Analysis
This is where the magic happens.
We will apply decades of experience, thousands of hours of training and mentoring by the industry’s top experts to answer the following questions:
- Can you afford to retire?
- Are you overpaying your taxes?
- Can your portfolio be improved?
- Can you eliminate, or at least reduce threats to your retirement?
Step 6 – Second Office Meeting
This is where the proverbial rubber hits the road
During this meeting we will explain, in plain English, exactly what you need to do to pursue your financial goals, including the answers to the four questions we asked during our analysis. This is a very in depth meeting reviewing your entire financial journey.
If this process makes sense to you, the next step is to decide if our qualifications meet your needs.